The Payright difference
We help you plan right
Different payment plans make it easy for you to manage your spend.
Flexible terms up to 36 months
Spread the cost of your purchase over a schedule that’s right for you.
Budget for purchases up to $20k
$10k plans for most buys. $20k plans available for home improvement.
Easy and flexible plans
Turn ‘too much’ into ‘too easy’ by spreading the cost of purchases over time. Pay in fortnightly or monthly instalments. Terms from 3 months to 36 months.
Supporting local Kiwi businesses
Whether it’s new bikes for the kids, a course to progress your career or retiling your bathroom, Payright’s merchant network has you covered.
Ready to start a plan? Apply in-store in less than 2 minutes
Visit a store to find exactly what you need. Apply for a plan on your phone in less than two minutes. Get an instant decision. Ready to buy?
Become a Payright merchant
Give your customers the option to budget better. Payright helps people plan right by spreading the cost of purchases over time.
Our flexible buy now, pay later payment plans suit bigger and smaller buys – from a few hundred dollars to $20k.